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Fixed Deposit

Fixed deposit accounts allow you to invest a lump sum and earn guaranteed returns over time. It’s ideal for safe investors who want consistent income and capital security without risk.

Recurring Deposit

Recurring deposits let you invest a fixed amount monthly and earn interest on maturity. It's a perfect option for disciplined savers and salaried individuals aiming for secure, steady financial growth.

Savings Account

Our savings account offers attractive interest rates, secure deposits, and easy withdrawals. It's designed to help members grow their money steadily while keeping funds safe and accessible anytime.

Our Schemes

The Fixed Deposit Scheme is the right option for those who wish to invest their money and get periodical income by way of interest.
The Recurring Deposit (RD) account lets member’s deposit a fixed installment every month on which they earn a cumulative return on maturity.
The Bond Deposit Scheme features the fixed depositing any surplus funds by customers as an Bond.
Access Co-operative Credit Society Limited offers the highest saving account interest rates to its members through uniquely designed “Saving Account”.
The Monthly Income Scheme (MIS) is a unique scheme where members can invest a specific amount and get returns every month.
Daily Deposit Scheme may be a monetary deposit scheme introduced to assist daily wage earners, small traders, to inculcate saving habits.
Gold Loan

Get instant cash by pledging your gold ornaments. Safe storage, low interest, and quick disbursement make it ideal for emergency needs or short-term business cash flow.

Silver Loan

Obtain fast, secured loans against your silver articles. Flexible tenure and simple documentation help meet your personal or business financial requirements quickly and safely.

Vehicle Loan

Apply for loans to buy two-wheelers or four-wheelers. Attractive EMI options and fast approval process for salaried and self-employed customers. Both new and used vehicles covered.

Mortgage Loan

Get long-term loans secured against your property. Useful for business expansion, debt consolidation, or high-value personal needs. Enjoy lower interest rates and easy repayment terms.

Property Loan

Finance the purchase, renovation, or construction of residential or commercial properties. Transparent terms, quick approvals, and flexible EMIs to suit your financial plans.

Business Loan (Daily EMI)

Small business loans with daily EMI collection system. Perfect for vendors, shops, and field businesses that deposit daily earnings and want consistent repayment plans without stress.

Member Joining Fee

One-time joining fee to become a member of Access Society. Membership gives access to loans, savings schemes, and other financial benefits provided by our organization.

Collection Days

Manually assign or update collection days for agents and employees. Ensure smooth EMI or deposit collection using fixed weekday schedules or custom working days.

Packet Number

Assign unique packet numbers to each gold or silver loan for tracking. Ensures safe identification, easy retrieval, and audit-friendly storage system.

Allotted List

Employees or agents can view their assigned loan applications, collections, or follow-ups. Keeps daily tasks clear and organized for better service and accountability.

Group Loans

Loans designed for self-help groups or teams. Encourages group savings and mutual support, with flexible repayment options based on group performance.

Loan Policies

All rules, regulations, terms, and conditions related to each loan category. Clients must review these before application or approval stages.